Description

About Axis Magnus Credit Card –

• 12 EDGE Points/Rs 200 on spends up to Rs 1.5L in a calendar month – 1.2% back @ Rs 0.20/pt
• 35 EDGE/Rs 200 on incremental spends above Rs 1.5L in that month – 3.5% back
• Travel EDGE bookings: Earn up to 5× points on the Axis portal (offer- and category-linked); illustration: if base applies, effective earn can approach ~6% on eligible bookings
• Standard transfers: On regular Magnus, 5 points → 2 partner miles (annual transfer caps and partner-specific rules apply)
• Best value (Burgundy): Point transfers improve to 5 points → 4 partner miles, unlocking stronger flight value with 20+ airline and hotel partners
• Lounge access: Unlimited international lounges via Priority Pass; domestic lounge access requires Rs 50,000 spends in the previous three calendar months
• Welcome benefit: Choose any Rs 12,500 voucher (from Luxe / Postcard Hotels / Yatra) on joining – clean offset to first-year fee
• Save up to 30% at over 4,000 Restaurants across India through Axis Bank’s Dining Delights program (upto Rs 1000 )

Fees & List of Charges –

• Joining Fee: Rs 12,500 + GST
• Annual Fee: Rs 12,500 + GST
• Annual fee & waiver: Rs 12,500 + taxes; waived on Rs 25 lakh prior-year eligible spends

Documents Needed –

• ID Proof: PAN Card/Form 60
• Address Proof: Aadhaar, Passport, or utility bills
• Income Proof: Bank statements or Salary slips
• Photograph: Recent passport-sized photo

Eligibility Criteria –

• Age: 21 to 65 years
• Employment: Salaried or Self-Employed
• Salaried Income: Rs 1,50,000/monthly
• Self Employed: ITR > Rs 18,00,000/annum
• Credit Score: 736+